Investment Thesis

The algorithm begins with a conservative buy-and-hold strategy in safe, low-risk assets like VUSB and VMFXX, targeting stability and modest returns in the initial phase. After this it transitions to a more dynamic strategy focused on a diversified portfolio of equities. The new strategy leverages technical indicators such as moving averages and ATR to capture market trends and volatility-driven opportunities, aiming to maximize returns while managing risk through disciplined stop-loss and profit-taking rules.